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MV ≡ PQ Calculator

Number of Years:
Starting Velocity:
Assumed Q:	%
Output is annualized inflation

Start Velocity axis at:	Start Money Growth axis at:

Copyright © Enduring Investments, LLC 2020

Privacy Policy | Disclaimer | ADV Part 3

Header background by Ron Wooten Photography

Privacy Policy

The privacy practices of this Privacy Policy apply to our services available under the domain and subdomains of enduringinvestments.com ("Site"). We recognize that privacy is important to our users, so we design and operate our Site with the protection of your privacy in mind. This Privacy Policy outlines the types of personal information we may gather when you visit our Site or use our services, as well as some of the steps we take to safeguard it. Please read this Privacy Policy to learn more about the ways in which we protect, use and disclose your personal information.

By visiting the Site, you agree to be bound by the terms and conditions of this Privacy Policy. If you do not agree, please do not use or access the Site.

By accepting the Privacy Policy and the terms listed in the Disclaimer page of this Site, you expressly consent to our use and disclosure of your personal information in accordance with this Privacy Policy. This Privacy Policy is incorporated into and subject to the terms listed in the Disclaimer page of this Site. This Privacy Policy is effective when accepted by new users.

Overview

We have adopted general policies and procedures concerning confidentiality, proprietary data and privacy of customer personal information, and the information we gather over the Site is protected by those policies and procedures. Generally, we collect non-public personal information about our clients and investors from the following sources:

Information received from clients or investors on applications or other forms, including the information we collect on the Site, and Information about clients' or investors' transactions with us, our affiliates or others. Our policy is that:

We do not disclose any non-public personal information about our current or former clients or investors to anyone, except as permitted by law. We share non-public personal information with certain service providers, to the extent permitted by law, and we require those service providers to keep the non-public information confidential.

We restrict access to non-public personal information about our clients and investors to employees and service providers who need to know that information to provide services to our clients. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard clients' and investors' personal information. Collection of Information

In general, you can browse the non-password-protected sections of the Site without telling us who you are or revealing any personal information about yourself. We automatically track certain information that your browser makes available whenever you visit a website. This information includes your Internet Protocol address, browser type, browser language and one or more files that may uniquely identify your browser. We may use this information to do internal research on our users' demographics, interests and behavior to better understand, protect and serve you and our clients. This information may include the URL from which you just came (whether this URL is on the Site or not), to which URL you next go (whether this URL is on the Site or not), your computer browser information and your IP address. We use this information to operate, develop and improve our services.

We also may use data collection devices such as cookies on certain pages of the Site to help analyze our web page flow, measure effectiveness, and promote trust and safety. Cookies are small files placed on your hard drive that assist us in providing our services. We offer certain features that are only available through the use of a cookie. Cookies can also help us provide information that is targeted to your interests. Most cookies are "session cookies," meaning that they are automatically deleted from your hard drive at the end of a session. You are always free to decline our cookies if your browser permits, although in that case you may not be able to use certain features on the Site and you may be required to reenter your password more frequently during a session. We use cookies to better understand how people interact with us.

Use and Disclosure of Information

We use the information we collect from our browser and data collection devices such as cookies to improve our operations and facilitate the services you request. We may use information collected from you to measure interest, customize your experience and enforce our terms of use. If you apply for a password, we may use your information to send correspondence and perform services on your behalf in connection with investment related activities.

You agree that we may use personal information about you to analyze Site usage, improve our content and product offerings and customize the Site's content, layout, and services. These uses improve the Site and better tailor it to meet your needs, so as to provide you with a smooth, efficient, safe and customized experience while using the Site.

In connection with providing our services, it also may be necessary for us to share information with other third parties to help us process transactions relating to your account, including, but not limited to, asset transfers from a financial institution and processing or administering investment transactions and portfolios. In certain instances, we may contract with third parties that are not affiliated with us to perform services for us, and, if necessary, we may disclose information about you to those third parties solely for the purpose of carrying out their assigned responsibilities. In those circumstances, we require such third parties to treat your private information with the same degree of confidentiality that we do. In some instances, the third-party service provider may collect information directly from you. In these cases, you will be notified of the involvement of the service provider, and all additional information you provide them and their additional uses will be strictly up to you. If you provide additional information to a service provider directly, their use of your personal information is governed by their applicable privacy policy.

We may also share information about you if we believe that disclosure is required under law. For example, we may need to disclose information in response to a subpoena or to cooperate with regulatory or law enforcement authorities.

We cannot ensure that all of your private communications and other personal information will never be disclosed in ways not described in this Privacy Policy. For example (without limiting the foregoing), we may be forced to disclose personal information to the government or third parties under certain circumstances, third parties may unlawfully intercept or access transmissions or private communications, or service providers may abuse or misuse your personal information that they collect from the Site. Therefore, although we use industry standard practices to protect your privacy, we do not promise, and you should not expect, that your personal information or private communications will always remain private.

Security

Your information is stored on our servers located in the United States. We use procedural and technical safeguards to protect your personal information against loss or theft as well as unauthorized access and disclosure to protect your privacy, which may include encryption, "firewalls" and Secure Socket Layers. We treat data as an asset that must be protected against loss and unauthorized access. We employ security techniques to protect such data from unauthorized access by users inside and outside the company. However, "perfect security" does not exist on the Internet.

Conditions of Use

If you choose to visit the Site, your visit and any dispute over privacy is subject to this Privacy Policy and our terms of use, including limitations on damages and application of the law of the State of New Jersey.

Changes to this policy

This Privacy Policy may change from time to time. We may amend this Privacy Policy at any time by posting the amended terms on the Site. All amended terms shall automatically be effective 30 days after they are initially posted on the Site.

Legal Disclaimer

PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY. BY ACCESSINGwww.enduringinvestments.com AND ANY PAGES THEREOF ("Site"), YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS LISTED BELOW. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, DO NOT ACCESS THIS SITE, OR ANY PAGES THEREOF.

The information contained on this website is not intended to make any offer, inducement, invitation or commitment to purchase, subscribe to, provide or sell any securities, service or product or to provide any recommendations on which visitors to this site should rely for financial, securities, investment or other advice or to make any decision. Registration status does not imply endorsement by any regulatory agency.

Limitations of Liability

In no event, including negligence, will Enduring Investments be liable for any loss or damage of any kind, including any direct, special indirect or consequential damages arising out of or in connection with the access of, use of, performance of, browsing in or linking to other sites from the Site.

Indemnification

As a condition of your use of the Site, you agree to indemnify and hold Enduring Investments LLC (the "Firm") harmless from and against any and all claims, losses, liability, costs and expenses (including but not limited to attorneys' fees) arising from your use of the sites, or from your violation of these Terms.

Linked Websites

Should the viewer leave the Site via a link contained in the Site which leads to an entity not affiliated with Enduring Investments, the viewer does so at its own risk. The content to which you link will not have been developed, checked for accuracy, or otherwise reviewed by the Firm, and Enduring Investments will not accept any responsibility whatsoever for the content of such sites or any losses related thereto.

When you visit a third party web site by using a hyperlink from the Firm site, our Privacy Policy will no longer protect you. The data collection, use, and protection provided by the linked site may differ from those at the Firm. You should familiarize yourself with the privacy policy and security practices of any third party linked site you visit. Those are the policies and practices that will apply to your use of the third party linked site, NOT our policies and practices. Because the privacy and information security practices may be different than the Firm's, you may be at greater risk to computer viruses, malicious code, or other defects in web sites that may affect your computer.

Passwords

Certain areas of the Site cannot be viewed without a password or access code. You are solely responsible for the use and proper protection of the passwords and you shall take precautions to prevent their unauthorized use. If you become aware that a password has been lost or stolen or of any unauthorized use or access, please contact your Enduring Investments representative immediately. Enduring Investments shall not be liable for the unauthorized use of a password prior to receipt of notice regarding the unauthorized use of a password.