The privacy practices of this Privacy Policy apply to our services available under the domain and subdomains
of
enduringinvestments.com ("Site"). We recognize that privacy is important to our users, so we design and
operate
our Site with the protection of your privacy in mind. This Privacy Policy outlines the types of personal
information we may gather when you visit our Site or use our services, as well as some of the steps we take
to
safeguard it. Please read this Privacy Policy to learn more about the ways in which we protect, use and
disclose
your personal information.
By visiting the Site, you agree to be bound by the terms and conditions of this Privacy Policy. If you do
not
agree, please do not use or access the Site.
By accepting the Privacy Policy and the terms listed in the Disclaimer page of this Site, you expressly
consent
to our use and disclosure of your personal information in accordance with this Privacy Policy. This Privacy
Policy is incorporated into and subject to the terms listed in the Disclaimer page of this Site. This
Privacy
Policy is effective when accepted by new users.
Overview
We have adopted general policies and procedures concerning confidentiality, proprietary data and privacy of
customer personal information, and the information we gather over the Site is protected by those policies
and
procedures. Generally, we collect non-public personal information about our clients and investors from the
following sources:
Information received from clients or investors on applications or other forms, including the information we
collect on the Site, and
Information about clients' or investors' transactions with us, our affiliates or others.
Our policy is that:
We do not disclose any non-public personal information about our current or former clients or investors to
anyone, except as permitted by law. We share non-public personal information with certain service providers,
to
the extent permitted by law, and we require those service providers to keep the non-public information
confidential.
We restrict access to non-public personal information about our clients and investors to employees and
service
providers who need to know that information to provide services to our clients.
We maintain physical, electronic and procedural safeguards that comply with federal standards to guard
clients'
and investors' personal information.
Collection of Information
In general, you can browse the non-password-protected sections of the Site without telling us who you are or
revealing any personal information about yourself. We automatically track certain information that your
browser
makes available whenever you visit a website. This information includes your Internet Protocol address,
browser
type, browser language and one or more files that may uniquely identify your browser. We may use this
information to do internal research on our users' demographics, interests and behavior to better understand,
protect and serve you and our clients. This information may include the URL from which you just came
(whether
this URL is on the Site or not), to which URL you next go (whether this URL is on the Site or not), your
computer browser information and your IP address. We use this information to operate, develop and improve
our
services.
We also may use data collection devices such as cookies on certain pages of the Site to help analyze our web
page flow, measure effectiveness, and promote trust and safety. Cookies are small files placed on your hard
drive that assist us in providing our services. We offer certain features that are only available through
the
use of a cookie. Cookies can also help us provide information that is targeted to your interests. Most
cookies
are "session cookies," meaning that they are automatically deleted from your hard drive at the end of a
session.
You are always free to decline our cookies if your browser permits, although in that case you may not be
able
to
use certain features on the Site and you may be required to reenter your password more frequently during a
session. We use cookies to better understand how people interact with us.
Use and Disclosure of Information
We use the information we collect from our browser and data collection devices such as cookies to improve
our
operations and facilitate the services you request. We may use information collected from you to measure
interest, customize your experience and enforce our terms of use. If you apply for a password, we may use
your
information to send correspondence and perform services on your behalf in connection with investment related
activities.
You agree that we may use personal information about you to analyze Site usage, improve our content and
product
offerings and customize the Site's content, layout, and services. These uses improve the Site and better
tailor
it to meet your needs, so as to provide you with a smooth, efficient, safe and customized experience while
using
the Site.
In connection with providing our services, it also may be necessary for us to share information with other
third
parties to help us process transactions relating to your account, including, but not limited to, asset
transfers
from a financial institution and processing or administering investment transactions and portfolios. In
certain
instances, we may contract with third parties that are not affiliated with us to perform services for us,
and,
if necessary, we may disclose information about you to those third parties solely for the purpose of
carrying
out their assigned responsibilities. In those circumstances, we require such third parties to treat your
private
information with the same degree of confidentiality that we do. In some instances, the third-party service
provider may collect information directly from you. In these cases, you will be notified of the involvement
of
the service provider, and all additional information you provide them and their additional uses will be
strictly
up to you. If you provide additional information to a service provider directly, their use of your personal
information is governed by their applicable privacy policy.
We may also share information about you if we believe that disclosure is required under law. For example, we
may
need to disclose information in response to a subpoena or to cooperate with regulatory or law enforcement
authorities.
We cannot ensure that all of your private communications and other personal information will never be
disclosed
in ways not described in this Privacy Policy. For example (without limiting the foregoing), we may be forced
to
disclose personal information to the government or third parties under certain circumstances, third parties
may
unlawfully intercept or access transmissions or private communications, or service providers may abuse or
misuse
your personal information that they collect from the Site. Therefore, although we use industry standard
practices to protect your privacy, we do not promise, and you should not expect, that your personal
information
or private communications will always remain private.
Security
Your information is stored on our servers located in the United States. We use procedural and technical
safeguards to protect your personal information against loss or theft as well as unauthorized access and
disclosure to protect your privacy, which may include encryption, "firewalls" and Secure Socket Layers. We
treat
data as an asset that must be protected against loss and unauthorized access. We employ security techniques
to
protect such data from unauthorized access by users inside and outside the company. However, "perfect
security"
does not exist on the Internet.
Conditions of Use
If you choose to visit the Site, your visit and any dispute over privacy is subject to this Privacy Policy
and
our terms of use, including limitations on damages and application of the law of the State of New Jersey.
Changes to this policy
This Privacy Policy may change from time to time. We may amend this Privacy Policy at any time by posting
the
amended terms on the Site. All amended terms shall automatically be effective 30 days after they are
initially
posted on the Site.
